Short answer: pick one primary coding assistant. Run the same real bugfix on each finalist. Check training defaults, repo access, and offboarding before any annual plan.
Do not skip these questions
- Does this plan train on your code by default?
- Can admins disable sharing, retention, or repo plugins?
- What happens when a seat leaves?
- Can you export or revoke access to indexed code?
Walk the same list in coding assistant security review.
Hands-on protocol
- Choose one real bugfix or small feature, not a demo todo app.
- Run it in Cursor, GitHub Copilot, and your current chat assistant on the plan you actually pay for.
- Score first-output acceptance rate and edit burden.
- Keep one primary. Keep a second only if it owns a different weekly job.
Related: Is Cursor worth it? and Cursor vs GitHub Copilot.
If the team already pays for two coding seats, use the Premium coding shortlist and stack audit. Research only; no implementation or account access. 7-day free trial; LAUNCH50 for 50% off the first paid month (new users).