AI Coding Assistants Pricing & Token ROI Calculator

Pro at $20 is not on cursor.com/pricing as of 26 Oct 2026. The page lists Free at $0, Plus at $8/month, Premium at $30/month, Super at $100/month, and Ultra at $200/month. Ultra is the power-user pool, published as 50× Plus. Premium, at $30, is the plan Cursor describes for new AI users, with a pool of 4× Plus. Super, at $100, is described for daily agent users and is 15× Plus. Third-party frontier models are not included in those prices. They bill at API list price. A legacy Cursor plan can continue: xAI's subscription docs, checked for this site on 13 Oct 2026, say existing Cursor plans continue and switching is optional. This calculator prices the plans a new buyer can select.

Claude Code is included with paid Claude plans and draws from the same usage pool as chat. Pro is $20/month, or $200/year ($17/month equivalent on Anthropic's pricing card). Max 5x is $100/month and Max 20x is $200/month. Max is monthly only. Anthropic's help center describes Max 5x as 5× Pro usage per 5-hour session and Max 20x as 20×. There is no fixed message count. After a limit, paid plans can continue on usage credits at standard API rates. The pricing page lists Sonnet 5.5 at $2 per million input tokens and $10 per million output tokens, and Opus 5.5 at $4 and $20. Max also includes monthly API credits ($100 on 5x, $200 on 20x) that Anthropic says do not apply to Claude Code. This calculator does not turn a prompt into tokens, so the API path is not added as a dollar overage.

GitHub's plans page checked 26 Oct 2026 meters GitHub AI Credits, not a unit called a premium request. Copilot Pro is $10/month with 1,500 total monthly AI credits (1,000 base plus 500 flex). Copilot Pro+ is $39/month with 7,000 (3,900 base plus 3,100 flex). Copilot Max is $100/month with 20,000. Copilot Free includes 2,000 completions a month and an AI-credit allowance the plans page does not number. Business is $19/user/month with 1,900 credits, and Enterprise is $39/user/month with 3,900. Usage past the pool is $0.01 per AI credit. Code completions stay unlimited on paid plans. The page does not say how many credits one agent prompt uses, so this calculator does not convert prompts into credits.

They are not the same unit, and neither sticker is the current public list price for a new buyer. windsurf.com/pricing, checked 26 Oct 2026, lists Pro at $20/month and Max at $200/month. Devin's quota docs say an existing Pro subscriber at $15/month keeps that price, and that March 2026 replaced prompt credits with a daily and weekly quota. Add-on prompt credits were converted at $0.04 per credit. Cursor's $20 Pro tier is not on cursor.com/pricing. The current individual rungs are Plus $8, Premium $30, Super $100, and Ultra $200. Windsurf Pro includes frontier models inside the quota. Cursor's included pool does not include third-party frontier models. Neither vendor publishes a prompt-credit balance you can line up one for one.

At 20 prompts a day per developer, balanced models, and monthly billing, the published subscriptions are GitHub Copilot Pro at $50, Claude Pro at $100, Cursor Premium at $150, and Windsurf Teams at $200. Copilot Pro is the lowest published subscription, so the calculator marks it Keep, Claude Test, and Cursor and Windsurf Cut for that profile. That is the subscription, not a measured token bill. Copilot Business at $19/user ($95 for five) has a larger credit pool than Pro, and it is the org plan if you need centralized policy. Move the sliders for a different workload. Five heavy frontier seats are a different total.