Gamma vs Microsoft Copilot

free: $0; 400 one-time signup credits that do not refill; up to 10 slides per prompt; PDF, PPTX, PNG, and Google Slides export. plus: $9/seat/month equivalent, $108/seat billed annually; 1,000 monthly credits, up to 100 slides per prompt, branding removal, and advanced image models. pro: $18/seat/month equivalent, $216/seat billed annually; 4,000 monthly credits, premium image models, custom branding/fonts, analytics, 10 custom domains, API access, and workspace templates. ultra: $90/seat/month equivalent, $1,080/seat billed annually; 20,000 monthly credits, advanced text/image/video models, 100 custom domains, and early feature access. team: $20/seat/month, $240/seat billed annually; 6,000 monthly credits per seat, centralized billing, company theme, shared folders, admin controls, and advanced data controls. business: $40/seat/month, $480/seat billed annually; 10,000 monthly credits per seat, SSO, advanced models, and advanced data controls. enterprise: Custom annual agreement.

The repository's 400-credit Free allowance remains supported, but those are one-time starter credits rather than a monthly refill. The repository's Plus $10 and Pro $20 figures do not match the current official annual-pricing view, which shows $9 and $18 monthly equivalents. Paid credits roll over only up to twice the monthly allocation; additional credits can be purchased. Individual Free, Plus, Pro, and Ultra workspaces allow Gamma to use content for AI-feature improvement by default, but users can opt out in account settings. Team and Business workspace content is automatically excluded from training, with the control locked. Gamma does not claim ownership of user content. Users grant Gamma a license needed to operate and provide the service. The pricing page also states that content remains the user's after cancellation or downgrade. Public API documentation is available at https://developers.gamma.app/; the pricing page says API access is available on paid plans and consumes AI credits.

Microsoft 365 Copilot Chat is available for work or education without an additional Copilot license and supports metered pay-as-you-go agents. Microsoft 365 Copilot Business is displayed at a promotional $18/user/month, paid yearly, versus a $21 list price. Microsoft 365 Business Standard with Copilot is $23.50/user/month paid yearly, and Business Premium with Copilot is $32/user/month paid yearly. Prices are USD, annual subscriptions that auto-renew, and may vary by market.

This verification is scoped to Microsoft 365 Copilot for business, not every consumer or product-specific service branded Copilot. Microsoft 365 Copilot works in Word, Excel, PowerPoint, Outlook, Teams, Loop, and other Microsoft 365 surfaces; it uses Microsoft Graph data the user is permitted to access and includes Copilot Chat, Copilot Search, agents, and app-specific drafting, summarization, analysis, and meeting capabilities. Prompts, responses, and Microsoft Graph data are not used to train foundation LLMs. Interaction content is stored under the customer's Microsoft 365 contractual commitments, encrypted at rest, manageable through Microsoft Purview, and deletable through Copilot activity history controls. Microsoft does not claim ownership of service output but does not determine whether output is copyright-protected or enforceable. Its Copilot Copyright Commitment can defend qualifying commercial customers against certain copyright claims when required guardrails and content filters were used. The official privacy and overview documentation was updated July 9, 2026.