Pricing watch · checked pages only

The AI Credit Expiry, Rollover & Downgrade-Lock Tracker

Expiry windows, locks, resets, and annual-only prices that the checked page actually states. A positive rollover, or a page that is silent, stays out of the trap filters. The long-rollover filter is the counter-example: validity the checked page actually states.

Pricing Watch Deck cost Support fees Embed

Effective cost after waste

50%

Effective real cost per used seat equals the published sticker divided by utilization. At 25% you still pay the sticker, so each used seat-equivalent costs four times list. A per-resolution meter with no flat seat is not divided.

Check if my tools have credit traps

ToolCheckedKindWhat the page saysEffective costCalculatorHop
v02026-10-2560–65 Day ExpiryMonthly credits expire after 65 days.—CalculatorOpen
v02026-10-25Downgrade / Cancel Credit WipePurchased credits expire after one year and lock if the paid plan lapses.—CalculatorOpen
v02026-10-25Annual-only / tier sunsetLegacy Premium is $20/month and is closed to new signups.—CalculatorOpen
Lovable2026-10-2560–65 Day ExpiryMonthly plan credits expire two months after issue.—CalculatorOpen
Lovable2026-10-25Monthly Reset / No RolloverDaily grants do not roll over.—CalculatorOpen
ElevenLabs2026-09-18Rollover statedPaid-plan credits can roll over up to two months' worth while the subscription remains active.—CalculatorOpen
HeyGen2026-09-18Not statedThe checked pricing summary does not state a credit rollover or reset rule.—CalculatorOpen
Synthesia2026-11-03Not statedThe checked pricing summary does not state a credit rollover or reset rule.—CalculatorOpen
Descript2026-09-18Not statedThe checked pricing summary does not state a credit rollover or reset rule.—CalculatorOpen
Zapier2026-09-18Not statedThe checked pricing summary does not state that tasks reset monthly or roll over.—CalculatorOpen
Make2026-10-01Monthly Reset / No RolloverCredits normally expire at the end of the subscription term.—CalculatorOpen
n8n2026-10-01Monthly Reset / No RolloverAssistant-credit balances refresh monthly and unused credits do not roll over.—CalculatorOpen
n8n2026-10-01Stated, no day windowFree trials include 800 Assistant credits plus 100 AI credits that expire when the trial ends.—CalculatorOpen
n8n2026-10-01Annual-only / tier sunsetStarter, Pro, and Business prices in the checked summary are billed annually. The page advertises saving 17% on annual billing and does not print a month-to-month sticker. This row does not convert euros.—CalculatorOpen
Canva AI2026-10-01Monthly Reset / No RolloverAllowances reset monthly.—CalculatorOpen
Gamma2026-10-01Monthly Reset / No Rollover400 one-time signup credits that do not refill.—CalculatorOpen
Runway2026-09-18Monthly Reset / No Rollover2-Year / Long RolloverStandard and Pro subscription credits do not roll over; purchased credits do not expire.——Open
Runway2026-09-18Rollover statedMax includes up to one month of credit rollover.——Open
Midjourney2026-10-01Monthly Reset / No RolloverUnused subscription Fast time does not roll over.——Open
Udio2026-10-01Monthly Reset / No RolloverFree includes 100 monthly credits and a 10-credit daily limit, with no rollovers.——Open
Browse.ai2026-09-18Monthly Reset / No RolloverUnused credits reset at billing cycle end.——Open
ImagesV22026-10-22Monthly Reset / No Rollover2-Year / Long RolloverMonthly subscription credits expire at the end of each cycle; yearly credits arrive as twelve 30-day blocks; pack credits never expire.——Open
Words Into Music2026-10-21Monthly Reset / No Rollover2-Year / Long RolloverUnused subscription credits expire at the next allowance boundary and do not roll over, while purchased pack credits do not expire.——Open
RapVideo AI2026-10-27Monthly Reset / No RolloverMonthly plans (credits reset monthly, unused expire).——Open
TAROTAI.CHAT2026-10-21Monthly Reset / No RolloverMonthly subscriptions: $3.99 for 800 credits, $9.90 for 3,000 (no rollover, cancel anytime).——Open
HTMLSlides2026-09-18Stated, no day windowCredits non-refundable, may expire. The checked page does not give a day window.—CalculatorOpen
Retouchia2026-10-22Stated, no day window2-Year / Long RolloverPaid credits are valid 365 days from purchase.——Open
Leonardo AI2026-08-25Rollover statedEssential, Premium, and Ultimate each list a rollover-bank cap on Fast Tokens.——Open
Bolt.new2026-10-25Rollover statedPro includes 10 million tokens/month with rollover. The checked page does not publish a day-count.—CalculatorOpen
Genjutsu AI2026-10-26Monthly Reset / No Rollover2-Year / Long RolloverOne-time credits never expire while subscription credits expire each period.——Open
Microsoft 365 Copilot2026-10-01Annual-only / tier sunsetPrices are USD, annual subscriptions that auto-renew. Copilot Business is a promotional $18/user/month, paid yearly, versus a $21 list price.—CalculatorOpen
Cursor2026-11-03Annual-only / tier sunsetThe standalone Pro and Pro Plus tiers do not appear. Teams is listed at $30+/user/month.—CalculatorOpen
Windsurf2026-11-03Annual-only / tier sunsetPro is $20/month. Max is $200/month. Teams is $80/month plus $40 per full dev seat. The page does not state a $15 price for existing subscribers.—CalculatorOpen
Replit2026-10-25Annual-only / tier sunsetThe free Starter tier from the 21 Aug check is off the public table.—CalculatorOpen
Suno2026-10-01Monthly Reset / No RolloverThe review says unused credits expire each cycle. The cost score says subscription credits do not roll over and monthly downloads are capped.——Open
Ideogram2026-10-01Monthly Reset / No RolloverUnused subscription credits expire; only paid top-ups carry over. Priority credits do not roll over between billing cycles. Plus is $15/month billed annually.——Open
Synthesia2026-11-03Stated, no day windowStarter is $9 for the first month, then $19/month, with 1,250 credits/month. Pro is $49 for the first month, then $89/month, with 6,000 credits/month. The checked page does not state a rollover rule.—CalculatorOpen
CustomGPT.ai2026-10-27Attempted vs. Resolved MeterStandard is $99 per month with 1,000 queries. Premium is $499 per month with 5,000 queries. Queries are counted on attempted inbound tickets, including ones that escalate. There is no per-resolution fee.—CalculatorOpen
Intercom Fin2026-10-28Attempted vs. Resolved MeterFin outcomes are $0.99. A return to the same conversation is not charged. Standalone Fin has no seat fee and a 50-outcome monthly minimum.—Calculator—
Zendesk AI2026-10-28Attempted vs. Resolved MeterExtra resolutions are $1.50 committed or $2.00 pay-as-you-go. Suite Team is $55 per agent per month billed annually or $69 monthly.—Calculator—
UMEVO2026-10-27Not statedPay-as-you-go minute packs are published. Unused free minutes do not carry over. The checked pages do not state a 2-year pack validity window.——Open

Make’s checked line is the end of the subscription term, not a monthly reset. Zapier, HeyGen, Synthesia, and Descript do not state a rollover rule on the checked page, so this ledger does not invent one. n8n prices stay in euros. ElevenLabs states rollover only while the subscription remains active. Lovable states that monthly credits expire two months after issue. A one-month annual window and a cancel wipe are not on that page. UMEVO publishes pay-as-you-go packs and says unused free minutes do not carry over. It does not state a 2-year validity window, so it stays out of the long-rollover filter. Synthesia’s 1,250 and 6,000 figures are monthly credits. CustomGPT Premium on the checked pricing file is $499 per month.