The AI Credit Expiry, Rollover & Downgrade-Lock Tracker

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ToolCheckedKindWhat the page saysEffective costHop
v02026-10-2560–65 Day ExpiryMonthly credits expire after 65 days.—Open
v02026-10-25Downgrade / Cancel Credit WipePurchased credits expire after one year and lock if the paid plan lapses.—Open
Lovable2026-10-2560–65 Day ExpiryMonthly plan credits expire two months after issue.—Open
ElevenLabs2026-09-18Rollover statedPaid-plan credits can roll over up to two months' worth while the subscription remains active.—Open
HeyGen2026-09-18Not statedThe checked pricing summary does not state a credit rollover or reset rule.—Open
Runway2026-09-18Monthly Reset / No Rollover2-Year / Long RolloverStandard and Pro subscription credits do not roll over; purchased credits do not expire.—Open
Retouchia2026-10-22Stated, no day window2-Year / Long RolloverPaid credits are valid 365 days from purchase.—Open
Suno2026-10-01Monthly Reset / No RolloverThe review says unused credits expire each cycle. The cost score says subscription credits do not roll over and monthly downloads are capped.—Open
Ideogram2026-10-01Monthly Reset / No RolloverUnused subscription credits expire; only paid top-ups carry over. Priority credits do not roll over between billing cycles. Plus is $15/month billed annually.—Open
Synthesia2026-11-03Stated, no day windowStarter is $9 for the first month, then $19/month, with 1,250 credits/month. Pro is $49 for the first month, then $89/month, with 6,000 credits/month. The checked page does not state a rollover rule.—Open
CustomGPT.ai2026-10-27Attempted vs. Resolved MeterStandard is $99 per month with 1,000 queries. Premium is $499 per month with 5,000 queries. Queries are counted on attempted inbound tickets, including ones that escalate. There is no per-resolution fee.—Open
Intercom Fin2026-10-28Attempted vs. Resolved MeterFin outcomes are $0.99. A return to the same conversation is not charged. Standalone Fin has no seat fee and a 50-outcome monthly minimum.——
Zendesk AI2026-10-28Attempted vs. Resolved MeterExtra resolutions are $1.50 committed or $2.00 pay-as-you-go. Suite Team is $55 per agent per month billed annually or $69 monthly.——
UMEVO2026-10-27Not statedPay-as-you-go minute packs are published. Unused free minutes do not carry over. The checked pages do not state a 2-year pack validity window.—Open