Money Tracker vs Sonaopus

Free with ads; Premium is an in-app subscription sold only by the app stores. The vendor's own site publishes no price at all - no currency or price token appears on /en/, /zh-cn/, /zh-tw/, /ja/, /de/ or the root page, and its FAQ describes only an "optional yearly Premium plan". Store figures: App Store in-app purchases Yearly Premium $29.99 and Monthly Premium $2.99; Google Play in-app purchases listed as "$2.99 - $29.00 per item". No refund policy is published on the vendor's domain (/Info/refundPolicy and /en/refund-policy both 404), so store policy governs billing. Premium unlocks ad removal, unlimited AI entry, bill import, Android Smart Notification Entry, app lock, extra books and team books.

Submitted via form by the vendor 2026-10-23 03:33 UTC (2026-10-22 20:33 PDT); editorial entry written independently from live pages on the site's Pacific working date 2026-10-22. The submitted summary's own claim that no privacy page exists is only partly right: /privacy, /en/privacy, /en/privacy-policy and /privacy-policy all 404, but the Privacy Policy served at /Info/privacyPolicy returns 200 and is the exact URL both store listings cite as the app's policy - the marketing site simply never links it (no legal, contact or terms link appears in any of the 45 locales; the footer is "(c) Money Tracker" and no email address appears anywhere on the site). No Terms of Service exists on the domain: /terms, /terms.html, /en/terms, /terms-of-service, /en/terms-of-service, /legal, /agreement, /Info/agreement, /eula, /Info/eula, /Info/terms and /Info/termsAndConditions all 404, while the notice states the terms used have the same meanings as in "our Terms and Conditions, which are accessible at Money Tracker". Notice content verified in full: effective 2023-03-09, contact freemanzk@163.com, third parties named as Google Play Services, Apple Services, AdMob, Firebase Analytics, Crashlytics, Facebook and Adjust, GDPR/CCPA rights sections, no retention periods, no controller postal address or governing law, and no mention of financial information, receipt or bill images, voice recordings, notification content or any AI processor - while Google Play's Data safety declares collection of "Personal info, Financial info and 2 others" and sharing of "Personal info and Device or other IDs", and Apple's App Privacy label (declared by the developer, unverified by Apple) lists Identifiers used to track you and Purchase History, Other User Content, User ID and Device ID linked to the user. The notice also calls the service "an Ad Supported app" "provided ... at no cost" against live in-app purchases, and its CCPA section refers to a "Do Not Sell My Personal Information" section or web page that is not published. Both stores verified as the same product and operator: Google Play com.freeman.moneymanager, 5M+ installs, 4.8 stars from about 324K reviews, updated 2026-10-21, developer account Horoscope365, developer block naming Zheng Kui with a Beijing postal address and support address freemanzk@163.com, website field money.quhou123.com; App Store id6444122615, 4.8 from 414 ratings, seller Zheng Kui, category Finance, Privacy Policy field the same /Info/privacyPolicy URL, in-app purchases $29.99 yearly and $2.99 monthly. Domain quhou123.com registered 2018-02-28 via Alibaba Cloud (Beijing), nameservers vip3/vip4.alidns.com, A record 161.117.61.56 (Alibaba Cloud), and no MX records - so no @quhou123.com mailbox can receive mail and the published 163.com address plus the Gmail used for the submission are the only working routes. The operator's horoscope site www.quhou123.com is live and is the origin of the Horoscope365 publisher name. Name checked: 'Money Tracker' is a crowded descriptive name across both stores rather than a brand dispute, and the App Store description body still calls the product 'Money Manager' while the store title says Money Tracker.

$99 USD one-time per profession-specific product, no subscription and no recurring charge. Five products: HR Management, Executive Assistant, Project Management, Real Estate, Recruiting. Free tier: up to eight generations per profession before purchase, with no signup or card. Lifetime access covers future updates to that profession's tool. Terms state that except where required by law all purchases are final and no refunds are offered, with the free trial given as the reason. A stale third-party mirror (devadex.com) still lists a retired pre-launch $59 price; the mirrored store account sonaopusaiworkflow.gumroad.com now returns 404 and the price on every live vendor page is $99.

Submitted via /submit-tool.html by the vendor on 2026-09-09 and held pending verification. The vendor published /privacy and /terms on 2026-09-12 and answered every outstanding question, so the listing was published 2026-09-12 with remaining caveats recorded in cons and unresolved_claims. Editorial entry written independently; no submission copy was reused. Verified on 2026-09-12: both legal pages live and substantive; all five Gumroad products at $99 with no subscription; shipped JavaScript writes only sonaopus_hr/_ea/_pm/_re/_role to localStorage, makes zero fetch/XHR/sendBeacon calls, and has no third-party script tags; handoff targets claude.ai/new, chatgpt.com/ and gemini.google.com/ carry no query parameters. Operator: Praise Boyinde, sole proprietor, no registered entity, governing law Nigeria. The domain publishes no MX records, so the Gmail address printed in both legal pages is the only reachable contact. Re-checked 2026-09-13 against the live homepage and a vendor email the same day. Closed: the homepage FAQ no longer says “Nothing stored”; on-page copy now matches the Privacy Policy (everything runs in the browser, progress saves locally, nothing is sent until you hand it to an assistant). Closed: a standalone legal-review FAQ (“Nothing happens without you”) is live and treats ER letters, HR policies, and similar outputs as drafts to verify, with legal or compliance risk flagged on-screen. Closed: affiliate terms were stated in writing by the vendor on 2026-09-13 — 40% flat one-time commission ($39.60 per $99 product), no recurring commission because there is no subscription, 30-day cookie, attribution and payout through Gumroad. Approved and wired 2026-09-13: site ref https://sonaopus.com/?ref=58448483 on Visit and official-pricing CTAs; per-product Gumroad affiliate URLs on the five profession products. Editorial score, cons, and methodology are unchanged.